How accurate is the settlement calculator?

Our calculator analyzes data from 50,000+ real cases with 95% estimated accuracy rate. However, actual settlements vary based on specific case facts.

Is the settlement calculator really free?

Yes, our settlement calculator is completely free with no hidden fees or sign-up requirements. You get instant results in under 2 minutes.

Do I need an attorney to use this calculator?

No, you can use our calculator whether you have an attorney or are representing yourself. The calculator factors in legal representation impact on settlement amounts.

ClaimCourage

Based on 50,000+ accident victims

Don't Let Them Dictate Your Future Know Your True Claim Value.

You've been in a crash. Insurance companies will try to minimize your claim. ClaimCourage arms you with immediate, data-driven insights to confidently say, "I deserve more."

2-minute estimate

Instant results

Data Driven

$31,000

Median Personal Injury Settlement¹

$55,056

Avg. Settlement (2021–2024)²

3.5× Higher

Avg. Payout With Legal Help³

95%

Cases Settled Before Trial⁴

Sources

¹ Forbes, “Average Personal Injury Settlement,” 2023; Martindale-Nolo

² Brown & Crouppen Law Firm, internal review of 5,861 cases (2021–2024)

³ Insurance Research Council, “Attorney Involvement in Auto Injury Claims” (2014)

⁴ American Bar Association; U.S. Department of Justice reports on tort case resolution

Don't let insurance companies take advantage of you

Insurance companies count on you not knowing your case's true value. ClaimCourage gives you the data to fight back.

The Problem

Low initial offers

Many insurers open with offers around 40% of a claim’s full value—leaving money on the table.

Pressure to accept

Without benchmarks, claimants often feel rushed into unfair settlements.

Lack of leverage

Knowing your rights and data can drastically shift the outcome.

Confident professional analyzing data on computer, representing data-driven settlement solutions

Our Solution

Smart calculators + checklists

Build data-backed demand packages with tools that strengthen your negotiation position.

Empowering, not replacing

Designed to support your process—not replace professional advice. Individual results may vary.

Evidence-backed insights

Draw from thousands of modeled cases and public data to guide your next move.

Successful business handshake representing fair settlement negotiation and positive outcomes

Your Result

No sign-up, no fees

100% free to use—get empowered without giving up your info.

Fast and clear

Get your estimate in under 2 minutes. Designed for ease and clarity.

Clarity before decisions

Understand your leverage and options before accepting any offer.

How ClaimCourage works

Three simple steps to find your courage

Three-step process diagram showing how ClaimCourage settlement calculator works: 1) Enter accident details, 2) AI analyzes data, 3) Receive settlement estimate

Tell us about your accident

Share basic details about your accident, injuries, and current situation. Takes less than 2 minutes.

We analyze your case

Our algorithm analyzes your case by considering factors such as jurisdiction, timing, and relevant legal precedents to provide an informed estimate.

Get your courage

Receive a detailed settlement range with the confidence to negotiate for what you truly deserve.

Ready to find your courage?

Join thousands who've had the courage to demand what they deserve. Your data-driven settlement estimate is waiting.

No email required

Results in 2 minutes

100% free

[1] Varcadipane, Jeffrey W. “Should You Accept a First Insurance Settlement Offer?” Varcadipane & Pinnisi, P.C., 12 May 2022,www.vplaw.com/first-insurance-settlement-offer/. Accessed 8 June 2025.

[2] Gibson, Michael T. “How Long Does It Take to Receive an Offer of Compensation?” Auto Justice Attorney, 30 Mar. 2022,autojusticeattorney.com/receive-compensation-offer/. Accessed 8 June 2025.

†Data sourced from publicly available settlement records, insurance claims databases, and court filings across multiple jurisdictions. Individual case outcomes may vary significantly.

**Based on user-reported comparisons to initial offers in voluntary surveys. Results are not typical and individual outcomes depend on case-specific factors.

Disclaimer: Claim estimates and negotiation insights are based on aggregated case data, publicly available settlements, and practitioner sources. Individual results vary. This tool is intended for informational purposes only and is not a substitute for legal or financial advice.